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We offer many different loan options that can meet your needs
without overextending your budget. We strive to provide competitive
loan rates.
The APR stated were accurate as of 08/01/06.
All rates are subject to change without notice. Please call
the Credit Union to confirm current rates.
| LOAN
TYPE |
MAXIMUM
FINANCING |
MAX.
TERM |
ANNUAL
% RATE |
| Shared
Secured |
avail.
amt. in shares |
84 mos |
6.00% |
 |
| Consent
to Pledge |
avail.
amt. in pledger’s shares |
84 mos |
6.00% |
|
| Auto Secured(1)(7) |
80% of high blue book |
60 mos |
5.85% |
| |
| New Auto(1)(2)(7) |
80% of purchase price |
48
mos |
5.20% |
| |
80% of purchase price |
60
mos |
5.35% |
| |
80% of purchase price |
72
mos |
6.35% |
| |
90% of purchase
price |
60
mos |
5.90% |
|
| Pre-Owned
Auto(1)(2)(7) |
80% of purchase
price |
60
mos |
5.85% |
| |
90% of purchase price |
60
mos |
6.45% |
| |
100% of purchase price |
60
mos |
6.85% |
| |
| Refinance
Auto from Another Institution(1)(2) |
80% of purchase price |
60
mos |
5.85% |
| |
| Co-maker |
$7.500.00 |
48
mos |
16.50% |
|
|
|
|
| Signature |
$5,000.00(3) |
48
mos |
16.50% |
|
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|
|
| New Motorcycle,
Boat, R.V. |
70%
of purchase price |
36 mos |
16.50% |
|
|
|
|
| Vacation |
$5,000.00(4) |
12
mos |
13.50% |
| |
$5,000.00(4) |
36
mos |
14.50% |
|
|
|
|
| Share
Draft - ATM/Overdraft Protection (increments of $200.00) |
$1,000.00 |
24 mos |
16.50% |
|
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|
|
| Visa card |
$10,000.00 |
-- |
12.60% |
|
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|
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| 1st Deed
of Trust(5) |
$300,000.00 |
10 yrs |
* |
| |
$300,000.00 |
15
yrs |
* |
| |
$300,000.00 |
30
yrs |
* |
|
|
|
|
| 2nd Deed
of TrustHome Equity(6) |
$200,000.00/75%
of appraised value |
5
yrs |
* |
| |
$200,000.00/75%
of appraised value |
7
yrs |
* |
| |
$200,000.00/75%
of appraised value |
10
yrs |
* |
| |
$200,000.00/75%
of appraised value |
15
yrs |
* |
ALL
LOANS
ARE
SUBJECT
TO
CREDIT
APPROVAL.
RATES
ARE
SUBJECT
TO
CHANGE
WITHOUT
NOTICE.
*
Please
Contact
CU
for
current
rates.
|
| (1)
(2)
(3)
(4)
(5)
(6)
(7)
|
A $30.00 CU processing fee is required. If applicable,
any DMV fees and sales tax is also required.
Amount financed is based on the lower of the average
Blue Book or the purchase price.
20% must be secured in shares.
10% must be secured in shares.
1/2% loan fee (1% for $220,000 and above) plus outside
costs must be paid by applicant.
1pt below $29,999.99; 1/2pt $30,000.00 and above. Plus
outside costs must be paid by applicant.
Loan rates listed above are the lowest rates offered based
upon applicant's individual credit history plus other
factors. |
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